1. Offense
Base offense level 7 under §2B1.1, plus the loss enhancement under §2B1.1(b)(1).
2. Chapter 3 adjustments
The third level requires a pre-acceptance offense level of 16 or greater and a motion by the government.
3. Criminal history
0–1 = I · 2–3 = II · 4–6 = III · 7–9 = IV · 10–12 = V · 13+ = VI
Estimated guidelines range
15–21 months
Total offense level 14, Criminal History Category I
Calculation
Zone D — the guidelines call for a prison sentence
Probation is not an available option at this range. A lower sentence requires a variance under §3553(a) or a government motion.
Estimated time in custody
Reflects good conduct time under 18 U.S.C. § 3624(b) and an estimate of First Step Act earned time credits. This is Bureau of Prisons administration, not part of the guideline calculation, and depends on programming, risk classification, offense eligibility and BOP discretion.
What is still in play
None of these applies automatically. Loss amount is the largest driver in this calculation and is frequently contested; the figure in an indictment is not the figure a court must accept.
Sentencing Table edition: November 1, 2025 · Last verified: unverified
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